This site www.exitjax.com is dedicated to all your Jacksonville Real Estate needs. You have access to all properties for sale in Jacksonville North Carolina as well as all of Onslow County and surrounding communities. Click here to start searching for homes.
Before You Look at Your First House
Experienced home buyers know that one of the first-steps in beginning a successful search for a new house is taking a hard, objective look at finances. Determining how much money you can dedicate to the purchase of your new house affects almost every aspect of buying a new home - including how we write the offer, which mortgage programs you will qualify for, shopping for the best mortgage loan and which homes are truly in your price range.
Here are the questions that each home buyer should ask:
How much cash is available for a down payment? The amount you have available for a down payment will affect what types of loans for which you can qualify. Learn more.
Am I ready to write a check for the earnest money? Earnest money is a cash deposit made to a home seller to secure an offer to buy the property. This amount is often forfeited if the buyer decides to withdraw his offer.
How much additional cash will be available to pay for closing costs? There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract. Learn more.
What is the maximum monthly mortgage payment that I can afford? Most lenders will use the 28/36 rule to determine the maximum mortgage payment you can afford.
The 28/36 Rule No more than 28% of your gross income can be applied to your mortgage, real estate taxes and insurance. And no more than 36% of your gross income can be applied to your mortgage expenses plus your regular debt expenses (car payments, credit cards, other loans, etc.).
Real Estate Jacksonville NC
EXIT Realty Jacksonville is located in the heart of Jacksonville at 603 New Bridge Street, Jacksonville, NC 28540. Our Realtors serve all the Military, Navy, & Marines needs in and around Camp Lejeune as well as all the towns of Jacksonville, Swansboro, Richlands, Hubert, Sneads Ferry, Midway Park, Maple Hill, Holly Ridge, and the counties of Onslow and Pender. EXIT Realty Jacksonville is part of our 5 offices in the great Cape Fear Region; with over 100 agents we cover all the towns from Wilmington to Jacksonville. Our sister websites are www.realexit.com; www.exitrealtywilmington.com; www.exitrealtyburgaw.com; www.exitrealtynewbern.com; www.exitjax.com; www.pikecrossing.com; www.joinrealexit.com; www.exithomeplacerealty.com; At EXIT Realty we have All the Listings All the Time.
