Jacksonville Offer Writing

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Writing the Offer - Financial Considerations

It is standard practice to make a purchase offer contingent upon obtaining a mortgage. Because of this contingency, the seller will want the details of your financing plan included in the offer.

Down Payment
In the purchase offer, we will include the down payment amount you will apply toward the purchase. This will give the seller further evidence of your qualifications to secure a mortgage.

Interest Rate
Within the purchase offer, we will provide a safeguard against any dramatic change in interest rates between when the offer is made and when the loan is closed. The offer will not only be contingent upon qualifying for a mortgage, it will also be contingent upon an interest rate within a certain range.

Shopping for Interest Rates >

Seller Assistance
If the house you select is at the top-end of your budget range, we may want to include a request for seller assistance to pay a portion of the closing costs traditionally paid by the buyer or to help "buy-down" your interest rate. Other seller assistance may include having the seller "carry back" a second mortgage to cover your down payment or even 100% seller financing.

With any of these seller assistance options, you can expect to pay a higher purchase price than if you had handled the financing through a traditional mortgage lender.

Real Estate Jacksonville NC

EXIT Realty Jacksonville is located in the heart of Jacksonville at 603 New Bridge Street, Jacksonville, NC 28540. Our Realtors serve all the Military, Navy, & Marines needs in and around Camp Lejeune as well as all the towns of Jacksonville, Swansboro, Richlands, Hubert, Sneads Ferry, Midway Park, Maple Hill, Holly Ridge, and the counties of Onslow and Pender. EXIT Realty Jacksonville is part of our 3 offices in the great Cape Fear Region; with over 100 agents we cover all the towns from Wilmington to Jacksonville. Our sister websites are www.realexit.com; www.exitrealtywilmington.com; www.exitrealtyburgaw.comwww.exitjax.com; www.joinrealexit.com; www.exithomeplacerealty.com; At EXIT Realty we have All the Listings All the Time.
For Rentals & Property Management Services visit www.HomeplaceForRent.com

Jacksonville RealtorsHampstead Realtors; Burgaw Realtors;
Our Agents Websites: Karla Palmer, Kathy Hazel, Christina Block

EXIT Homeplace Realty Licensed in North Carolina - License # C10555


Exit Realty Jacksonville NC 603 New Bridge Street Jacksonville, NC 28540
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